Car Refinance by Harbor Credit



Harbor Credit car refinance services can help you save money over the life of your car loan by lowering monthly payments. If you are stuck with a high APR on existing financing, reducing your rate by only one or two percentage points could help you save thousands of dollars. Consider this example:

If last year you borrowed $15,000 at 9% for a 48-month term, and then this year refinanced to 7% for the remaining 36 months, you would save more than $2,000 during that period.

To test different refinance scenarios based specifically on your loan terms and APR, check out our loan calculator.

Refinance Car Loan Tools


Harbor Credit can help you start saving now, with a nationwide network of dealers and helpful tools. As our customer, you'll be able to shop smart and find competitive offers for refinance car loans that fit your situation, whether you have good credit, bad credit, or no credit. Our unique search tools allow you to search for refinance car loans by:
  • State, city, and zip code – North, south, east, and west. Harbor Credit has you covered. We'll find qualified lenders offering competitive rates so you'll have more financing options.
  • Make – Toyota? Mitsubishi? Mercedes? Whatever the aesthetics and performance you are looking for, we'll provide refinance car loan options based on your selections.
  • Bank – For customers that already have a loan with a bank in our network, we offer car loan refinancing options.

Refinance Car Loans Applications


Once you have found the refinance car loan that offers the best terms, we will walk you through our streamlined application process, which makes getting approved as simple as possible. It only takes a few minutes and in many cases, once you have submitted information, a dealer will contact you within 24 hours to discuss the details of the refinance car loan.

The savings are just click away. Whether you have good credit or bad credit, Harbor Credit can help. Refinance car loans are a great way to save money. And we are here to make sure you have access to them. For more advice and tips about refinancing you can visit our Resource Center, where you will find how-articles, guides, checklists, and more.

Get a Refinance Quote Today!

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