Car Refinance by Harbor Credit

Harbor Credit car refinance services can help you save money over the life of your car loan by lowering monthly payments. If you are stuck with a high APR on existing financing, reducing your rate by only one or two percentage points could help you save thousands of dollars. Consider this example:

If last year you borrowed $15,000 at 9% for a 48-month term, and then this year refinanced to 7% for the remaining 36 months, you would save more than $2,000 during that period.

To test different refinance scenarios based specifically on your loan terms and APR, check out our loan calculator.

Refinance Car Loan Tools

Harbor Credit can help you start saving now, with a nationwide network of dealers and helpful tools. As our customer, you'll be able to shop smart and find competitive offers for refinance car loans that fit your situation, whether you have good credit, bad credit, or no credit. Our unique search tools allow you to search for refinance car loans by:

  • State, city, and zip code – North, south, east, and west. Harbor Credit has you covered. We'll find qualified lenders offering competitive rates so you'll have more financing options.
  • Make – Toyota? Mitsubishi? Mercedes? Whatever the aesthetics and performance you are looking for, we'll provide refinance car loan options based on your selections.
  • Bank – For customers that already have a loan with a bank in our network, we offer car loan refinancing options.

Refinance Car Loans Applications

Once you have found the refinance car loan that offers the best terms, we will walk you through our streamlined application process, which makes getting approved as simple as possible. It only takes a few minutes and in many cases, once you have submitted information, a dealer will contact you within 24 hours to discuss the details of the refinance car loan.

The savings are just click away. Whether you have good credit or bad credit, Harbor Credit can help. Refinance car loans are a great way to save money. And we are here to make sure you have access to them. For more advice and tips about refinancing you can visit our Resource Center, where you will find how-articles, guides, checklists, and more.

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A&L Financial, ACC Consumer Finance LLC, Ace Motor Acceptance Corporation, ADA Business Credit Corporation, Affiliated Financial Corporation, Alabama National Bancorp, Amcore Financial Inc., American Auto Financing, Inc., American Express Co., AmSouth Bancorporation, Arvest Bank Group, Associated Banc-Corp, Astoria Financial Corp., Atlantic Coast Capital, AutoBanc Services, Automotive Credit Corporation, Automotive Dealers Finance, Inc, AutoTrakk, LLC, AutoUse, Banco Bilbao Vizcaya Argentaria S.A., Banco Santander Central Hispano SA, Bancorpsouth, Inc., Bank Leumi Ie-Israel, BM, Bank of Hawaii, Bank of New York, BankAtlantic Bancorp Inc., BankUnited Financial Corp., BB&T Corporation, BF Saul Real Estate Trust, BNP Paribas (Bank of the West), Boeing Federal Credit Union, BOFA, BOK Financial Corp., Boston Private Financial Holdings, Inc., BSI Financial Services, Inc., C&F Finance Company, Capitol Federal Savings Bank MHC, Cathay General Bancorp, Central Bancompany, Central Pacific Financial Corp., Charles Schwab Corp., Chittenden Corp, City National Bank, Colonial Bancgroup, Comerica, Commerce Bancorp, Commerce Bancshares, Community Finance Co., Compass Bancshares, Inc., Condor Capital Corp., Corus Bancshares, Inc., Crescent Bank & Trust, Cullen/Frost Bankers Inc., Dependable Credit Corp., Deutsche Bank, Diamond Finance Co, Inc., DoAlease.com, Doral Financial Corp, Downey Financial Corp, East West Bancorp, Inc., Eastern Bank Corp., Equity Auto Finance, Inc, E-Trade Financial, F.N.B. Corp, FBOP Corp, Fidelity Bankshares Inc., Fifth Third Bancorp, First Bancorp, First Banks Inc, First Citizens Bancorp, Inc., First Citizens Bancshares, First Commonwealth Financial Corporation, First Horizon National Bancorp, First Midwest Bancorp, Inc., First Niagara Financial, FirstBank Holding Co., FirstFed Financial Corp, Firstmerit Corp., Flagship Credit Corporation, Flagstar Bancorp Inc., Floorplan USA, Freedom Financial Group, Fremont General Corp., Friendly Finance Corporation, FSB Financial, Fulton Financial Corp., Gateway Credit Acceptance, General Motors Acceptance Corp, Golden 1 Credit Union, Golden West (World Savings), Greater Bay Bancorp, Growth Resource Group, Inc., Guaranty Auto Loans, Hancock Holding Company, Harris Financial Corp., Heritage Funding Group, Inc., Household Automotive Finance Corporation, Hudson City Bancorp, Huntington Bancshares, Independence Community Bank, Indymac Bancorp. Inc., ING USA, Inofin Incorporated, InterActive Financial Acceptance, International Bankshares Corp, Investors Financial Services, Irwin Financial Corp, Israel Discount Bank Ltd., JP Morgan Chase, KeyCorp, Lehman Brothers Holdings Inc., Lending Tree, Liberal Finance Service, Lobel Financial, M&T Bank, MAF Bancorp, Marquette Consumer Finance, LLC, Marshall & Ilsley, MB Financial, Inc., Mercantile Bankshares Corp., Merrill Lynch and Company, Metlife Inc., Mid-Atlantic Finance Company, Midland Financial Co., Mission Financial Services Corporation, Mitsubishi Tokyo (Union Bank), Morgan Stanley, National Auto Finance Co., National City, Nationwide Acceptance Corporation, Navy Federal Credit Union, New Alliance Bancshares Inc, New York Community Bancorp Inc., New York Private Bank & Trust Corp, Nicholas Financial, Inc, Nissan Motor Acceptance Corporation (NMAC), North Fork Bancorp, Northern Trust, Northwest Bancorp MHC, Ocean Bankshares, Inc., Ohio Savings Financial, Old National Bancorp, Orange County Teacher Federal Credit Union, Otto Bremer Foundation, P E Financial Services, Pacific Capital Bancorp, Park National Corp., Pentagon Federal Credit Union, People's Credit Co., Inc., People's Mutual Holdings, PNC Financial Services Group, Popular Inc, Preferred Automobile Credit Co., Provident Bancshares Corp, Provident Financial Services Inc., R&G Financial Corp., Regions Financial, RENS Financial Services, Royal Bank of Canada (Centura), Royal Bank of Scotland, Southern Automotive Finance Company (SAFCo), Security National Automotive Acceptance Corp. (SNAAC), Service Finance Company, LLC, Sky Financial Group, Small Dealers Assistance (SDA), SNBNY Holdings Limited, South Financial Group, Sport Leasing & Financial Services Corp., State Street Corp., Sterling Financial Corp., Summit Financial Corp., Susquehanna Bancshares Inc., SVB Financial Group, Synovus Financial Corp., TCF Financial, Temple Inland Financial, Texas Regional Bancshares, The Finance Company, The Traverse Group, Third Federal S&L, Tidewater Motor Credit, Toronto-Dominion Bank, TRAC Funding Corp., TriFish Finance, Inc., Trustmark Corp., Turner Acceptance Corporation, UBS AG, UCBH Holdings, Inc., UMB Financial Corp., Umpqua Holdings Corp., Union Finance Corporation, United Acceptance Inc., United Bancshares, Inc., United Community Banks, Inc., United Services Automobile Association, Valley National Bank, Vehicle Acceptance Corporation, Virtual Lending Source, W Holding Co. Inc., Washington Federal, Inc., Webster Financial Corp, Westamerica Bancorp, Western Funding Incorporated, Whitney Holding Corp., Wilmington Trust, Wintrust Financial Corp, Zions Bancorp, Zions Bank.